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185 Ruta Lane, Swanton, MD 21561

$1,695,000
  • 185 Ruta Lane, Swanton, MD 21561 Main Photo

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New to the Market
BEDS4 BATHS3 full 1 partial SQUARE FEET3,290 MLS#MDGA2011880
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONHICKORY RIDGE SCHOOLGARRETT COUNTY PUBLIC SCHOOLS

Property Description

Be Wisp'd Away... To your own wooded, lakefront hideaway — tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails — Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in. • Assigned boat slip and shared dock — easy, level lake access via maintained private path • Western exposure for unforgettable sunset evenings over the water • Private trails for hiking, mountain biking, snowshoeing, and woodland exploration • Tranquil cove — one of Deep Creek's best for paddleboarding, kayaking, and canoeing THE HOME Recently renovated and luxuriously furnished with a modern rustic aesthetic — 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey. Main Level — The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views. Local artisan furnishings bring understated luxury — equally suited to a roaring fire with a glass of wine as to a lively family gathering. The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry. The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower. Step outside to the refinished lakeside deck — the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all. Upper Level — Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet. • Queen bedroom with large closet and smart TV • Triple bunk beds with slides and a kids' playhouse below — the kids will never want to leave Lower Level — Radiant heated tile floors throughout, opening to the lakeside patio and hot tub. • Family room with 70" smart TV, cloud couch, air hockey, darts — movie nights have never looked better • Second fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) • Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge • King guest suite with walk-in closet, crib, and full tiled bath The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers — all overlooking the water. OUTSIDE • Large lakeside yard with firepit, Creative Playthings playset, and room to roam • Multiple gathering spaces — upper dining deck, lower walkout patio, lakeside jacuzzi platform • Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed • Driveway with stone retaining wall designed for hosting ON THE WATER Paddle the length of Savage Cove to explore its wetland refuge — ducks, turtles, herons — or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake. 20 minutes to downtown McHenry and Wisp Resort — all the adventure of Deep Creek, none of the noise. THE INVESTMENT Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers — established, successful Airbnb history grossing $100K/year. Opportunities like this — a lakefront retreat of this size, privacy, and caliber — rarely come to market at Deep Creek Lake.

185 Ruta Lane | MLS# MDGA2011880

This single family home located at 185 Ruta Lane, Swanton, MD 21561 is currently listed for sale with an asking price of $1,695,000. This property was built in 2004 and has 4 bedrooms and 3 full and 1 partial baths with 3290 sq. ft. Ruta Lane is located in the HICKORY RIDGE subdivision within the GARRETT COUNTY PUBLIC SCHOOLS school district. Search HICKORY RIDGE real estate on www.carolfertitta.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Walkout Level, Fully Finished, Heated, Improved, Windows, Interior Access, Connecting Stairway
Cooling: Central A/C
Fireplaces: 2
Fuel Type: Propane - Leased
Heating: Forced Air, Radiant
Home Style: Cabin/Lodge
Lot Size: 3.54 Acres
Roof Type: Shingle
Stories: 3.0
Taxes: $13,876
Year Built: 2004

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
Exterior: Hot Tub, Play Equipment
Exterior: HardiPlank Type, Stone
Fireplace: Mantel(s), Stone, Wood, Gas/Propane
Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank, Wood
Interior: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Wet/Dry Bar, WhirlPool/HotTub
Lake Name: Deep Creek Lake
Location: Lake
Lot: Adjoins - Public Land, Backs to Trees, Front Yard, No Thru Street, Private, SideYard(s), Secluded, Year Round Access
Lot Dimensions: 3.54 Acre(S)
Parking Features: Gravel Driveway
Parking Notes: 6 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Kitchen, Game Room, Family Room, Foyer, Loft, Bathroom 2,Bathroom 3,Primary Bathroom, Half Bath
Sewer: Septic Permit Issued, Septic < # of BR
Special View Info: Lake, Water, Panoramic, Mountain
SQFT Above Finished: 1910
SQFT Below Finished: 1380
SQFT Total Finished: 3290
Structure Type: Detached
Total Garage/Parking Spaces: 6
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)
Waterfront: Shared
Windows: Wood Frame

Room Sizes

Bedroom 2: 16 x 14 Level - Upper 1
Bedroom 3: 15 x 13 Level - Upper 1
Living Room: 20 x 15 Level - Main
Kitchen: 14 x 13 Level - Main
Dining Room: 14 x 11 Level - Main
Bathroom 2: 9 x 5 Level - Upper 1
Primary Bedroom: 16 x 13 Level - Main
Primary Bathroom: 12 x 9 Level - Main
Foyer: 11 x 7 Level - Main
Half Bath: 8 x 5 Level - Main
Family Room: 21 x 16 Level - Lower 1
Game Room: 14 x 13 Level - Lower 1
Bedroom 4: 14 x 13 Level - Lower 1
Bathroom 3: 8 x 6 Level - Lower 1

Local Schools

School District: GARRETT COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Railey Realty, Inc.
Agency Phone: 3013872000

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Estimated Payment

$ 5,423.04 per month $3,772.34 Principal & Interest $1,156.33 Property Tax $494.38 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/27/2026. The listing information on this page last changed on 05/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/27/2026 12:29:48 AM EST) or Bright MLS (last updated Wed 05/27/2026 12:21:22 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Carol Fertitta 

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410-876-3500

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